Our Offerings

This policy provides for the cost of repairing or restoring your vehicle in the event of a mechanical or electrical breakdown. Standard options include monthly paid, or as a once-off payment option of 6-month, 12-month and 24-month durations.

An extensive range of repair limits are available:

• Engine: repair limits range from R25 000 – R350 000.
• Gearbox: repair limits range from R15 000 – R180 000.
• Differential: repair limits range from R500 – R90 000.
• Plus, over 40 other Minor Components: repair limits range from R500 – R90 000.

This policy provides for the cost of repair or replacement of tyres and rims damaged by road hazards. Standard options include monthly paid, or as a once-off payment option of 24-months.

Cover Limits:

• Maximum Amount Per Tyre: R3 000 – R10 000.
• Maximum Amount Per Incident: R6 000 – R20 000.
• Maximum Amount Per Annum: R12 000 – R40 000.

This policy is designed to settle outstanding debts and pay any surplus amounts to you or your estate. Benefits are provided in cases of death, chronic illness, and disability—whether temporary or permanent. Various cover options are available, with the full selected value paid over a 6-year period, without reduction. The policy is paid monthly and may be renewed every 6 years.

Benefits include:

• Death.
• Chronic Illness.
• Permanent Disablement.
• Temporary Total Disablement.

This policy is designed to help you cover any outstanding amount owed to your finance provider in the event of a total loss due to theft or a write-off. If your comprehensive motor policy payout does not fully settle your remaining balance, this coverage steps in to bridge the gap. It is a monthly paid policy that remains active as long as premiums are maintained and you continue to own the vehicle.

Benefits Payable:

• Maximum: R150 000.
• Minimum: 10% of Market Value as at date of loss.
• Has the option to add Total Loss Cash Back Option to Policy.

This policy ensures you receive a lump sum in the event your vehicle is written off or stolen. You can use the funds as a deposit for a replacement vehicle, to settle any outstanding financial obligations, or for any other purpose you choose. With monthly premium payments, indemnity coverage is provided throughout the payment period and for the entire duration of your vehicle ownership.

Benefits Payable:

• Maximum: R150 000.
• Minimum: 10% of Sum Insured.

This policy provides for the cost of repair of minor dents, scratches, paint imperfections, and windscreen chips, helping to maintain your vehicle in like-new condition. Standard options include monthly paid, or as a once-off payment option of 12-month – 72-month durations.

Cover Limits:

• R2 500 per incident.
• R5 500 per annum.

This plan ensures that your vehicle's regular scheduled services are covered, offering a variety of options and terms. You can choose coverage based on your vehicle's make and model, selecting the number of months and kilometres that best suit your needs. Standard options as a once-off payment option of 12-month – 72-month durations.

Benefits include:

• Covers the labour and associated service parts.
• Covers both minor and major services.
• Avoid rising service costs due to inflation and market trends.

This plan reimburses the cost of essential safety components, including shocks, brakes, wiper blades, and batteries, which may need replacement during a scheduled service. Standard options include monthly paid, or as a once-off payment option of 24-months.

An extensive range of limits are available:

• Replacement of worn Brakes: limits range from R8 000 – R15 000.
• Replacement of worn Shocks: limits range from R5 000 – R10 000.
• Plus, over 10 other Components and Services: limits range from R500 – R2 000.
• Additional options available to include the cost of Annual Vehicle Services.