Our Offerings

This coverage takes care of the expenses for repairing or restoring your vehicle in the event of a mechanical or electrical breakdown. A range of coverage limits and durations are available, with standard options including 6 months, 12 months, or 24 months.

An extensive range of repair limits are available:

• Engine Repair Limits: R25 000 – R350 000
• Gearbox Repair Limits: R15 000 – R180 000
• Differential Repair Limits: R500 – R90 000
• Over 40 other Minor Components: R500 – R90 000

This coverage ensures the repair or replacement of tyres and rims damaged by road hazards. Choose a cover limit that best fits your needs. Policies typically have a 24-month duration.

Claimable Limits:

• Maximum Amount Per Tyre: R3 000 – R10 000
• Maximum Amount Per Incident: R6 000 – R20 000
• Maximum Amount Per Annum: R12 000 – R40 000

This policy is designed to settle outstanding debts and pay any surplus amounts to you or your estate. Benefits are provided in cases of death, chronic illness, and disability—whether temporary or permanent. Various cover options are available, with the full selected value paid over a 6-year period, without reduction. The policy is paid monthly and may be renewed every 6 years.

Benefit options include:

• Death
• Chronic Illness
• Permanent Disablement
• Temporary Total Disablement

This policy is designed to help you cover any outstanding amount owed to your finance provider in the event of a total loss due to theft or a write-off. If your comprehensive motor policy payout doesn't fully settle your remaining balance, this coverage steps in to bridge the gap. It is a monthly paid policy that remains active as long as premiums are maintained and you continue to own the vehicle.

Benefits Payable:

• Maximum: R150 000
• Minimum: 10% of Market Value as at date of loss.
• Has the option to add Total Loss Cash Back Option to Policy.

This coverage ensures you receive a lump sum in the event your vehicle is written off or stolen. You can use the funds as a deposit for a replacement vehicle, to settle any outstanding financial obligations, or for any other purpose you choose. With monthly premium payments, indemnity coverage is provided throughout the payment period and for the entire duration of your vehicle ownership.

Benefits Payable:

• Maximum: R150 000
• Minimum: 10% of Sum Insured.

This policy covers the repair of minor dents, scratches, paint imperfections, and windscreen chips, helping to maintain your vehicle in like-new condition. Coverage options vary, with limits and terms ranging from 12 to 72 months.

Cover Limits:

• R2 500 per incident.
• R5 500 per annum.

This plan ensures that your vehicle's regular scheduled services are covered, offering a variety of options and terms. You can choose coverage based on your vehicle's make and model, selecting the number of months and kilometers that best suit your needs.

Plan Options:

• Available in 12 / 24 / 36 / 48 / 60 months.
• Must be a passenger or a light commercial vehicle.
• Must not exceed the gross vehicle mass of 3 500kg.
• May not be used for Taxi purposes.

This plan reimburses the cost of essential safety components, including shocks, brakes, wiper blades, and batteries, that may need replacement during a scheduled service. Typically, coverage extends for 24 months.

Plan Options:

• Replacement of worn Brakes: R8 000 – R15 000
• Replacement of worn Shocks: R5 000 – R10 000
• 10 other Components and Services: R500 – R2 000
• Expansion options exist to include the cost of Annual Vehicle Services.